{"id":475928,"date":"2023-08-09T07:24:43","date_gmt":"2023-08-09T07:24:43","guid":{"rendered":""},"modified":"2023-09-05T11:11:38","modified_gmt":"2023-09-05T11:11:38","slug":"atm-skimming","status":"publish","type":"wiki","link":"https:\/\/oneproxy.pro\/vn\/wiki\/atm-skimming\/","title":{"rendered":"ATM l\u01b0\u1edbt"},"content":{"rendered":"<p>Qu\u00e9t ATM l\u00e0 m\u1ed9t ph\u01b0\u01a1ng ph\u00e1p ph\u1ee9c t\u1ea1p \u0111\u01b0\u1ee3c b\u1ecdn t\u1ed9i ph\u1ea1m s\u1eed d\u1ee5ng \u0111\u1ec3 \u0111\u00e1nh c\u1eafp th\u00f4ng tin t\u00e0i ch\u00ednh nh\u1ea1y c\u1ea3m t\u1eeb nh\u1eefng ng\u01b0\u1eddi d\u00f9ng kh\u00f4ng nghi ng\u1edd t\u1ea1i c\u00e1c m\u00e1y r\u00fat ti\u1ec1n t\u1ef1 \u0111\u1ed9ng (ATM). H\u00e0nh vi b\u1ea5t h\u1ee3p ph\u00e1p n\u00e0y li\u00ean quan \u0111\u1ebfn vi\u1ec7c c\u00e0i \u0111\u1eb7t c\u00e1c thi\u1ebft b\u1ecb \u0111\u1ed9c h\u1ea1i tr\u00ean m\u00e1y ATM \u0111\u1ec3 l\u1ea5y d\u1eef li\u1ec7u t\u1eeb th\u1ebb thanh to\u00e1n, ch\u1eb3ng h\u1ea1n nh\u01b0 th\u1ebb t\u00edn d\u1ee5ng v\u00e0 th\u1ebb ghi n\u1ee3, c\u0169ng nh\u01b0 l\u1ea5y s\u1ed1 PIN do ng\u01b0\u1eddi d\u00f9ng nh\u1eadp. D\u1eef li\u1ec7u b\u1ecb \u0111\u00e1nh c\u1eafp sau \u0111\u00f3 \u0111\u01b0\u1ee3c s\u1eed d\u1ee5ng \u0111\u1ec3 t\u1ea1o th\u1ebb gi\u1ea3 ho\u1eb7c th\u1ef1c hi\u1ec7n c\u00e1c giao d\u1ecbch tr\u00e1i ph\u00e9p, d\u1eabn \u0111\u1ebfn t\u1ed5n th\u1ea5t t\u00e0i ch\u00ednh \u0111\u00e1ng k\u1ec3 cho n\u1ea1n nh\u00e2n.<\/p>\n<h2>L\u1ecbch s\u1eed ngu\u1ed3n g\u1ed1c c\u1ee7a vi\u1ec7c l\u01b0\u1edbt ATM v\u00e0 l\u1ea7n \u0111\u1ea7u ti\u00ean \u0111\u1ec1 c\u1eadp \u0111\u1ebfn n\u00f3<\/h2>\n<p>Ngu\u1ed3n g\u1ed1c c\u1ee7a vi\u1ec7c \u0111\u1ecdc l\u01b0\u1edbt ATM c\u00f3 th\u1ec3 b\u1eaft ngu\u1ed3n t\u1eeb cu\u1ed1i nh\u1eefng n\u0103m 1980 khi tin t\u1eb7c b\u1eaft \u0111\u1ea7u th\u1eed nghi\u1ec7m c\u00e1c ph\u01b0\u01a1ng ph\u00e1p kh\u00e1c nhau \u0111\u1ec3 khai th\u00e1c s\u1ef1 ph\u1ed5 bi\u1ebfn ng\u00e0y c\u00e0ng t\u0103ng c\u1ee7a ATM. L\u1ea7n \u0111\u1ea7u ti\u00ean \u0111\u1ec1 c\u1eadp \u0111\u1ebfn vi\u1ec7c hack ATM xu\u1ea5t hi\u1ec7n v\u00e0o \u0111\u1ea7u nh\u1eefng n\u0103m 1990 khi c\u00e1c c\u01a1 quan th\u1ef1c thi ph\u00e1p lu\u1eadt v\u00e0 t\u1ed5 ch\u1ee9c t\u00e0i ch\u00ednh b\u1eaft \u0111\u1ea7u nh\u1eadn th\u1ea5y s\u1ef1 gia t\u0103ng \u0111\u00e1ng b\u00e1o \u0111\u1ed9ng v\u1ec1 c\u00e1c giao d\u1ecbch ATM gian l\u1eadn. K\u1ec3 t\u1eeb \u0111\u00f3, c\u00e1c k\u1ef9 thu\u1eadt \u0111\u01b0\u1ee3c s\u1eed d\u1ee5ng trong vi\u1ec7c qu\u00e9t ATM \u0111\u00e3 tr\u1edf n\u00ean ph\u1ee9c t\u1ea1p h\u01a1n, \u0111\u1eb7t ra th\u00e1ch th\u1ee9c \u0111\u00e1ng k\u1ec3 cho c\u00e1c c\u01a1 quan ch\u1ee9c n\u0103ng v\u00e0 nh\u00e0 khai th\u00e1c ATM.<\/p>\n<h2>Th\u00f4ng tin chi ti\u1ebft v\u1ec1 ATM skimming. M\u1edf r\u1ed9ng ch\u1ee7 \u0111\u1ec1 ATM skimming.<\/h2>\n<p>ATM skimming bao g\u1ed3m nhi\u1ec1u b\u01b0\u1edbc v\u00e0 ph\u01b0\u01a1ng ph\u00e1p kh\u00e1c nhau \u0111\u1ec3 tr\u00edch xu\u1ea5t d\u1eef li\u1ec7u nh\u1ea1y c\u1ea3m t\u1eeb ng\u01b0\u1eddi d\u00f9ng ATM. Qu\u00e1 tr\u00ecnh qu\u00e9t ATM \u0111i\u1ec3n h\u00ecnh bao g\u1ed3m:<\/p>\n<ol>\n<li>\n<p><strong>C\u00e0i \u0111\u1eb7t thi\u1ebft b\u1ecb<\/strong>: Skimmer c\u00e0i \u0111\u1eb7t m\u1ed9t thi\u1ebft b\u1ecb \u0111\u1ecdc l\u01b0\u1edbt k\u00edn \u0111\u00e1o tr\u00ean m\u00e1y ATM, thi\u1ebft b\u1ecb n\u00e0y th\u01b0\u1eddng \u0111\u01b0\u1ee3c thi\u1ebft k\u1ebf \u0111\u1ec3 h\u00f2a h\u1ee3p v\u1edbi h\u00ecnh d\u00e1ng b\u00ean ngo\u00e0i c\u1ee7a m\u00e1y. C\u00e1c thi\u1ebft b\u1ecb n\u00e0y c\u00f3 th\u1ec3 l\u00e0 l\u1edbp ph\u1ee7 tr\u00ean khe c\u1eafm th\u1ebb, camera \u1ea9n \u0111\u1ec3 ghi m\u00e3 PIN ho\u1eb7c th\u1eadm ch\u00ed l\u00e0 l\u1edbp ph\u1ee7 b\u00e0n ph\u00edm.<\/p>\n<\/li>\n<li>\n<p><strong>Thu th\u1eadp d\u1eef li\u1ec7u<\/strong>: C\u00e1c thi\u1ebft b\u1ecb \u0111\u1ecdc l\u01b0\u1edbt \u0111\u01b0\u1ee3c l\u1eadp tr\u00ecnh \u0111\u1ec3 thu th\u1eadp d\u1eef li\u1ec7u t\u1eeb d\u1ea3i t\u1eeb tr\u00ean th\u1ebb thanh to\u00e1n c\u1ee7a ng\u01b0\u1eddi d\u00f9ng khi \u0111\u01b0a th\u1ebb v\u00e0o ATM. \u0110\u1ed3ng th\u1eddi, camera \u1ea9n ghi l\u1ea1i m\u00e3 PIN c\u1ee7a ng\u01b0\u1eddi d\u00f9ng khi nh\u1eadp v\u00e0o b\u00e0n ph\u00edm.<\/p>\n<\/li>\n<li>\n<p><strong>Ph\u1ee5c h\u1ed3i d\u1eef li\u1ec7u<\/strong>: T\u1ed9i ph\u1ea1m l\u1ea5y l\u1ea1i d\u1eef li\u1ec7u b\u1ecb \u0111\u00e1nh c\u1eafp b\u1eb1ng c\u00e1ch g\u1ee1 b\u1ecf v\u1eadt l\u00fd c\u00e1c thi\u1ebft b\u1ecb \u0111\u1ecdc l\u01b0\u1edbt kh\u1ecfi ATM ho\u1eb7c b\u1eb1ng c\u00e1ch s\u1eed d\u1ee5ng c\u00f4ng ngh\u1ec7 kh\u00f4ng d\u00e2y \u0111\u1ec3 truy\u1ec1n th\u00f4ng tin \u0111\u1ebfn m\u1ed9t \u0111\u1ecba \u0111i\u1ec3m t\u1eeb xa.<\/p>\n<\/li>\n<li>\n<p><strong>Ho\u1ea1t \u0111\u1ed9ng l\u1eeba \u0111\u1ea3o<\/strong>: V\u1edbi d\u1eef li\u1ec7u thu \u0111\u01b0\u1ee3c, b\u1ecdn t\u1ed9i ph\u1ea1m c\u00f3 th\u1ec3 t\u1ea1o th\u1ebb gi\u1ea3 ho\u1eb7c b\u00e1n th\u00f4ng tin tr\u00ean web \u0111en. Sau \u0111\u00f3, ch\u00fang s\u1eed d\u1ee5ng nh\u1eefng th\u1ebb gi\u1ea3 n\u00e0y \u0111\u1ec3 mua h\u00e0ng tr\u00e1i ph\u00e9p ho\u1eb7c r\u00fat ti\u1ec1n t\u1eeb t\u00e0i kho\u1ea3n c\u1ee7a n\u1ea1n nh\u00e2n.<\/p>\n<\/li>\n<\/ol>\n<h2>C\u1ea5u tr\u00fac b\u00ean trong c\u1ee7a m\u00e1y ATM l\u01b0\u1edbt qua. ATM l\u01b0\u1edbt qua ho\u1ea1t \u0111\u1ed9ng nh\u01b0 th\u1ebf n\u00e0o.<\/h2>\n<p>Thi\u1ebft b\u1ecb \u0111\u1ecdc l\u01b0\u1edbt ATM bao g\u1ed3m m\u1ed9t s\u1ed1 th\u00e0nh ph\u1ea7n h\u1ed7 tr\u1ee3 vi\u1ec7c thu th\u1eadp v\u00e0 truy\u1ec1n d\u1eef li\u1ec7u. C\u1ea5u tr\u00fac b\u00ean trong c\u1ee7a b\u1ed9 thu th\u1eadp d\u1eef li\u1ec7u ATM th\u01b0\u1eddng bao g\u1ed3m:<\/p>\n<ol>\n<li>\n<p><strong>M\u00e1y qu\u00e9t th\u1ebb<\/strong>: Th\u00e0nh ph\u1ea7n n\u00e0y \u0111\u01b0\u1ee3c thi\u1ebft k\u1ebf \u0111\u1ec3 v\u1eeba v\u1edbi \u0111\u1ea7u \u0111\u1ecdc th\u1ebb c\u1ee7a ATM v\u00e0 thu th\u1eadp d\u1eef li\u1ec7u t\u1eeb d\u1ea3i t\u1eeb khi th\u1ebb \u0111\u01b0\u1ee3c l\u1eafp v\u00e0o. Skimmer hi\u1ec7n \u0111\u1ea1i c\u00f3 th\u1ec3 c\u1ef1c k\u1ef3 m\u1ecfng v\u00e0 kh\u00f3 ph\u00e1t hi\u1ec7n.<\/p>\n<\/li>\n<li>\n<p><strong>L\u1edbp ph\u1ee7 b\u1ea3ng m\u00e3 PIN<\/strong>: Skimmer c\u0169ng c\u00f3 th\u1ec3 c\u00e0i \u0111\u1eb7t b\u00e0n ph\u00edm gi\u1ea3 tr\u00ean b\u00e0n ph\u00edm ATM ch\u00ednh h\u00e3ng \u0111\u1ec3 ghi l\u1ea1i m\u1ee5c nh\u1eadp m\u00e3 PIN c\u1ee7a ng\u01b0\u1eddi d\u00f9ng. Nh\u1eefng l\u1edbp ph\u1ee7 n\u00e0y c\u00f3 th\u1ec3 \u0111\u01b0\u1ee3c thi\u1ebft k\u1ebf \u0111\u1ec3 h\u00f2a h\u1ee3p ho\u00e0n h\u1ea3o v\u1edbi di\u1ec7n m\u1ea1o c\u1ee7a ATM.<\/p>\n<\/li>\n<li>\n<p><strong>Camera \u1ea9n<\/strong>: M\u1ed9t camera \u1ea9n \u0111\u01b0\u1ee3c \u0111\u1eb7t \u1edf v\u1ecb tr\u00ed chi\u1ebfn l\u01b0\u1ee3c g\u1ea7n m\u00e1y ATM \u0111\u1ec3 ghi l\u1ea1i chuy\u1ec3n \u0111\u1ed9ng tay c\u1ee7a ng\u01b0\u1eddi d\u00f9ng khi h\u1ecd nh\u1eadp m\u00e3 PIN. Nh\u1eefng camera n\u00e0y th\u01b0\u1eddng \u0111\u01b0\u1ee3c ng\u1ee5y trang th\u00e0nh nh\u1eefng v\u1eadt th\u1ec3 k\u00edn \u0111\u00e1o, khi\u1ebfn ch\u00fang kh\u00f3 b\u1ecb ph\u00e1t hi\u1ec7n.<\/p>\n<\/li>\n<li>\n<p><strong>M\u00e1y ph\u00e1t kh\u00f4ng d\u00e2y<\/strong>: M\u1ed9t s\u1ed1 thi\u1ebft b\u1ecb thu th\u1eadp d\u1eef li\u1ec7u ti\u00ean ti\u1ebfn \u0111\u01b0\u1ee3c trang b\u1ecb c\u00f4ng ngh\u1ec7 kh\u00f4ng d\u00e2y, ch\u1eb3ng h\u1ea1n nh\u01b0 Bluetooth ho\u1eb7c GSM, \u0111\u1ec3 truy\u1ec1n d\u1eef li\u1ec7u b\u1ecb \u0111\u00e1nh c\u1eafp \u0111\u1ebfn m\u1ed9t \u0111\u1ecba \u0111i\u1ec3m \u1edf xa trong th\u1eddi gian th\u1ef1c, gi\u1ea3m nguy c\u01a1 b\u1ecb ph\u00e1t hi\u1ec7n trong qu\u00e1 tr\u00ecnh truy xu\u1ea5t d\u1eef li\u1ec7u.<\/p>\n<\/li>\n<\/ol>\n<h2>Ph\u00e2n t\u00edch c\u00e1c t\u00ednh n\u0103ng ch\u00ednh c\u1ee7a ATM skimming<\/h2>\n<p>ATM skimming \u0111\u01b0\u1ee3c \u0111\u1eb7c tr\u01b0ng b\u1edfi m\u1ed9t s\u1ed1 t\u00ednh n\u0103ng ch\u00ednh:<\/p>\n<ol>\n<li>\n<p><strong>T\u00e0ng h\u00ecnh v\u00e0 c\u1ea3i trang<\/strong>: C\u00e1c thi\u1ebft b\u1ecb skimming \u0111\u01b0\u1ee3c thi\u1ebft k\u1ebf k\u00edn \u0111\u00e1o v\u00e0 h\u00f2a quy\u1ec7n v\u1edbi h\u00ecnh d\u00e1ng b\u00ean ngo\u00e0i c\u1ee7a m\u00e1y ATM, khi\u1ebfn ng\u01b0\u1eddi d\u00f9ng kh\u00f3 ph\u00e1t hi\u1ec7n.<\/p>\n<\/li>\n<li>\n<p><strong>Chuy\u00ean m\u00f4n k\u1ef9 thu\u1eadt<\/strong>: Thi\u1ebft b\u1ecb skimming \u0111\u00f2i h\u1ecfi ph\u1ea3i c\u00f3 chuy\u00ean m\u00f4n k\u1ef9 thu\u1eadt \u0111\u1ec3 s\u1ea3n xu\u1ea5t v\u00e0 l\u1eafp \u0111\u1eb7t, l\u00e0m n\u1ed5i b\u1eadt s\u1ef1 tinh vi c\u1ee7a t\u1ed9i ph\u1ea1m li\u00ean quan \u0111\u1ebfn ho\u1ea1t \u0111\u1ed9ng skimming ATM.<\/p>\n<\/li>\n<li>\n<p><strong>R\u1ee7i ro th\u1ea5p, ph\u1ea7n th\u01b0\u1edfng cao<\/strong>: Vi\u1ec7c l\u01b0\u1edbt qua ATM mang l\u1ea1i cho t\u1ed9i ph\u1ea1m ti\u1ec1m n\u0103ng thu l\u1ee3i t\u00e0i ch\u00ednh cao v\u1edbi r\u1ee7i ro t\u01b0\u01a1ng \u0111\u1ed1i th\u1ea5p, \u0111\u1eb7c bi\u1ec7t khi so s\u00e1nh v\u1edbi c\u00e1c h\u00ecnh th\u1ee9c ho\u1ea1t \u0111\u1ed9ng t\u1ed9i ph\u1ea1m kh\u00e1c.<\/p>\n<\/li>\n<li>\n<p><strong>Hi\u1ec7n t\u01b0\u1ee3ng to\u00e0n c\u1ea7u<\/strong>: \u0110\u00e1nh c\u1eafp ATM l\u00e0 m\u1ed9t v\u1ea5n \u0111\u1ec1 ph\u1ed5 bi\u1ebfn \u1ea3nh h\u01b0\u1edfng \u0111\u1ebfn c\u00e1c qu\u1ed1c gia tr\u00ean to\u00e0n th\u1ebf gi\u1edbi, khi\u1ebfn n\u00f3 tr\u1edf th\u00e0nh th\u00e1ch th\u1ee9c to\u00e0n c\u1ea7u \u0111\u1ed1i v\u1edbi c\u00e1c c\u01a1 quan th\u1ef1c thi ph\u00e1p lu\u1eadt v\u00e0 c\u00e1c t\u1ed5 ch\u1ee9c t\u00e0i ch\u00ednh.<\/p>\n<\/li>\n<\/ol>\n<h2>C\u00e1c ki\u1ec3u l\u01b0\u1edbt ATM<\/h2>\n<p>K\u1ef9 thu\u1eadt skimming ATM \u0111\u00e3 ph\u00e1t tri\u1ec3n theo th\u1eddi gian, d\u1eabn \u0111\u1ebfn nhi\u1ec1u lo\u1ea1i ph\u01b0\u01a1ng ph\u00e1p skimming kh\u00e1c nhau. C\u00e1c lo\u1ea1i ATM skimming ch\u00ednh bao g\u1ed3m:<\/p>\n<table>\n<thead>\n<tr>\n<th><strong>Ki\u1ec3u \u0111\u1ecdc l\u01b0\u1edbt<\/strong><\/th>\n<th><strong>S\u1ef1 mi\u00eau t\u1ea3<\/strong><\/th>\n<\/tr>\n<\/thead>\n<tbody>\n<tr>\n<td>M\u00e1y qu\u00e9t th\u1ebb<\/td>\n<td>Thi\u1ebft b\u1ecb \u0111\u01b0\u1ee3c \u0111\u1eb7t ph\u00eda tr\u00ean \u0111\u1ea7u \u0111\u1ecdc th\u1ebb \u0111\u1ec3 thu th\u1eadp d\u1eef li\u1ec7u th\u1ebb.<\/td>\n<\/tr>\n<tr>\n<td>L\u1edbp ph\u1ee7 b\u00e0n ph\u00edm<\/td>\n<td>B\u00e0n ph\u00edm gi\u1ea3 \u0111\u01b0\u1ee3c c\u00e0i \u0111\u1eb7t \u0111\u1ec3 ghi l\u1ea1i m\u00e3 PIN khi ng\u01b0\u1eddi d\u00f9ng nh\u1eadp ch\u00fang.<\/td>\n<\/tr>\n<tr>\n<td>M\u00e1y quay \u1ea9n<\/td>\n<td>Camera \u0111\u01b0\u1ee3c \u0111\u1eb7t \u0111\u1ec3 ghi l\u1ea1i vi\u1ec7c nh\u1eadp m\u00e3 PIN ho\u1eb7c ch\u00e8n th\u1ebb.<\/td>\n<\/tr>\n<tr>\n<td>\u0110\u1ecdc l\u01b0\u1edbt n\u1ed9i b\u1ed9<\/td>\n<td>Thao t\u00e1c c\u00e1c b\u1ed9 ph\u1eadn b\u00ean trong c\u1ee7a ATM \u0111\u1ec3 thu th\u1eadp d\u1eef li\u1ec7u.<\/td>\n<\/tr>\n<tr>\n<td>L\u00e0m lung linh<\/td>\n<td>S\u1eed d\u1ee5ng thi\u1ebft b\u1ecb m\u1ecfng \u0111\u1ec3 thu th\u1eadp d\u1eef li\u1ec7u t\u1eeb th\u1ebb chip EMV.<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<h2>C\u00e1c c\u00e1ch s\u1eed d\u1ee5ng ATM skimming, c\u00e1c v\u1ea5n \u0111\u1ec1 v\u00e0 gi\u1ea3i ph\u00e1p li\u00ean quan \u0111\u1ebfn vi\u1ec7c s\u1eed d\u1ee5ng<\/h2>\n<p>T\u1ed9i ph\u1ea1m khai th\u00e1c ATM skimming cho nhi\u1ec1u m\u1ee5c \u0111\u00edch b\u1ea5t h\u1ee3p ph\u00e1p kh\u00e1c nhau:<\/p>\n<ol>\n<li>\n<p><strong>Gian l\u1eadn th\u1ebb t\u00edn d\u1ee5ng<\/strong>: D\u1eef li\u1ec7u th\u1ebb b\u1ecb \u0111\u00e1nh c\u1eafp \u0111\u01b0\u1ee3c s\u1eed d\u1ee5ng \u0111\u1ec3 th\u1ef1c hi\u1ec7n mua h\u00e0ng tr\u1ef1c tuy\u1ebfn ho\u1eb7c t\u1ea1i c\u1eeda h\u00e0ng tr\u00e1i ph\u00e9p.<\/p>\n<\/li>\n<li>\n<p><strong>Gian l\u1eadn th\u1ebb ghi n\u1ee3<\/strong>: T\u1ed9i ph\u1ea1m r\u00fat ti\u1ec1n t\u1eeb t\u00e0i kho\u1ea3n ng\u00e2n h\u00e0ng c\u1ee7a n\u1ea1n nh\u00e2n b\u1eb1ng th\u1ebb gi\u1ea3.<\/p>\n<\/li>\n<li>\n<p><strong>H\u00e0nh vi tr\u1ed9m c\u1eafp danh t\u00ednh<\/strong>: D\u1eef li\u1ec7u b\u1ecb \u0111\u00e1nh c\u1eafp c\u00f3 th\u1ec3 \u0111\u01b0\u1ee3c s\u1eed d\u1ee5ng \u0111\u1ec3 th\u1ef1c hi\u1ec7n h\u00e0nh vi tr\u1ed9m danh t\u00ednh v\u00e0 c\u00e1c h\u00ecnh th\u1ee9c l\u1eeba \u0111\u1ea3o kh\u00e1c.<\/p>\n<\/li>\n<\/ol>\n<h3>V\u1ea5n \u0111\u1ec1 v\u00e0 gi\u1ea3i ph\u00e1p:<\/h3>\n<ol>\n<li>\n<p><strong>Nh\u1eadn th\u1ee9c c\u1ed9ng \u0111\u1ed3ng<\/strong>: S\u1ef1 thi\u1ebfu nh\u1eadn th\u1ee9c c\u1ee7a ng\u01b0\u1eddi d\u00f9ng ATM khi\u1ebfn h\u1ecd d\u1ec5 b\u1ecb t\u1ea5n c\u00f4ng l\u01b0\u1edbt qua. N\u00e2ng cao nh\u1eadn th\u1ee9c c\u1ed9ng \u0111\u1ed3ng v\u1ec1 vi\u1ec7c qu\u00e9t ATM v\u00e0 gi\u00e1o d\u1ee5c ng\u01b0\u1eddi d\u00f9ng v\u1ec1 c\u00e1ch ph\u00f2ng ng\u1eeba l\u00e0 r\u1ea5t quan tr\u1ecdng.<\/p>\n<\/li>\n<li>\n<p><strong>C\u00f4ng ngh\u1ec7 EMV<\/strong>: Vi\u1ec7c \u00e1p d\u1ee5ng c\u00f4ng ngh\u1ec7 chip EMV \u0111\u00e3 khi\u1ebfn b\u1ecdn t\u1ed9i ph\u1ea1m kh\u00f3 l\u00e0m gi\u1ea3 th\u1ebb h\u01a1n. C\u00e1c t\u1ed5 ch\u1ee9c t\u00e0i ch\u00ednh ph\u1ea3i khuy\u1ebfn kh\u00edch s\u1eed d\u1ee5ng th\u1ebb g\u1eafn chip.<\/p>\n<\/li>\n<li>\n<p><strong>Ki\u1ec3m tra v\u00e0 gi\u00e1m s\u00e1t ATM<\/strong>: Vi\u1ec7c ki\u1ec3m tra v\u00e0 gi\u00e1m s\u00e1t ATM th\u01b0\u1eddng xuy\u00ean c\u00f3 th\u1ec3 gi\u00fap x\u00e1c \u0111\u1ecbnh k\u1ecbp th\u1eddi c\u00e1c thi\u1ebft b\u1ecb \u0111\u1ecdc l\u01b0\u1edbt.<\/p>\n<\/li>\n<li>\n<p><strong>M\u00e3 h\u00f3a<\/strong>: Vi\u1ec7c tri\u1ec3n khai c\u00e1c ph\u01b0\u01a1ng ph\u00e1p m\u00e3 h\u00f3a m\u1ea1nh c\u00f3 th\u1ec3 b\u1ea3o v\u1ec7 vi\u1ec7c truy\u1ec1n d\u1eef li\u1ec7u v\u00e0 ng\u0103n ch\u1eb7n truy c\u1eadp tr\u00e1i ph\u00e9p.<\/p>\n<\/li>\n<\/ol>\n<h2>C\u00e1c \u0111\u1eb7c \u0111i\u1ec3m ch\u00ednh v\u00e0 so s\u00e1nh kh\u00e1c v\u1edbi c\u00e1c thu\u1eadt ng\u1eef t\u01b0\u01a1ng t\u1ef1 d\u01b0\u1edbi d\u1ea1ng b\u1ea3ng v\u00e0 danh s\u00e1ch<\/h2>\n<table>\n<thead>\n<tr>\n<th><strong>T\u00ednh n\u0103ng<\/strong><\/th>\n<th><strong>ATM l\u01b0\u1edbt<\/strong><\/th>\n<th><strong>ch\u1ea3i th\u00f4<\/strong><\/th>\n<th><strong>L\u1eeba \u0111\u1ea3o<\/strong><\/th>\n<\/tr>\n<\/thead>\n<tbody>\n<tr>\n<td><strong>S\u1ef1 \u0111\u1ecbnh ngh\u0129a<\/strong><\/td>\n<td>Tr\u1ed9m c\u1eafp d\u1eef li\u1ec7u th\u1ebb t\u1ea1i ATM.<\/td>\n<td>Bu\u00f4n b\u00e1n d\u1eef li\u1ec7u th\u1ebb b\u1ecb \u0111\u00e1nh c\u1eafp.<\/td>\n<td>L\u1eeba \u0111\u1ea3o l\u1ea5y d\u1eef li\u1ec7u.<\/td>\n<\/tr>\n<tr>\n<td><strong>Ph\u01b0\u01a1ng ph\u00e1p \u0111\u01b0\u1ee3c s\u1eed d\u1ee5ng<\/strong><\/td>\n<td>Thi\u1ebft b\u1ecb gi\u00e1m s\u00e1t, camera.<\/td>\n<td>Th\u1ecb tr\u01b0\u1eddng web \u0111en, di\u1ec5n \u0111\u00e0n.<\/td>\n<td>C\u00e1c trang web, email gi\u1ea3 m\u1ea1o.<\/td>\n<\/tr>\n<tr>\n<td><strong>M\u1ee5c ti\u00eau<\/strong><\/td>\n<td>Ng\u01b0\u1eddi s\u1eed d\u1ee5ng ATM v\u00e0 th\u1ebb c\u1ee7a h\u1ecd<\/td>\n<td>Ch\u1ee7 th\u1ebb v\u00e0 doanh nghi\u1ec7p.<\/td>\n<td>C\u00e1 nh\u00e2n v\u00e0 doanh nghi\u1ec7p.<\/td>\n<\/tr>\n<tr>\n<td><strong>D\u1eef li\u1ec7u \u0111\u00e3 thu th\u1eadp<\/strong><\/td>\n<td>Chi ti\u1ebft th\u1ebb v\u00e0 m\u00e3 PIN.<\/td>\n<td>S\u1ed1 th\u1ebb, CVV, th\u1eddi h\u1ea1n s\u1eed d\u1ee5ng.<\/td>\n<td>Th\u00f4ng tin \u0111\u0103ng nh\u1eadp, PII.<\/td>\n<\/tr>\n<tr>\n<td><strong>Lo\u1ea1i gian l\u1eadn<\/strong><\/td>\n<td>L\u1eeba \u0111\u1ea3o t\u00e0i ch\u00ednh b\u1eb1ng th\u1ebb.<\/td>\n<td>Giao d\u1ecbch tr\u1ef1c tuy\u1ebfn.<\/td>\n<td>Tr\u1ed9m c\u1eafp danh t\u00ednh, l\u1eeba \u0111\u1ea3o.<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<h2>Quan \u0111i\u1ec3m v\u00e0 c\u00f4ng ngh\u1ec7 c\u1ee7a t\u01b0\u01a1ng lai li\u00ean quan \u0111\u1ebfn vi\u1ec7c \u0111\u1ecdc l\u01b0\u1edbt ATM<\/h2>\n<p>Khi c\u00f4ng ngh\u1ec7 ti\u1ebfn b\u1ed9, c\u1ea3 t\u1ed9i ph\u1ea1m v\u00e0 t\u1ed5 ch\u1ee9c t\u00e0i ch\u00ednh s\u1ebd ti\u1ebfp t\u1ee5c ph\u00e1t tri\u1ec3n c\u00e1c ph\u01b0\u01a1ng ph\u00e1p c\u1ee7a ch\u00fang \u0111\u1ec3 ch\u1ed1ng l\u1ea1i ho\u1eb7c khai th\u00e1c ho\u1ea1t \u0111\u1ed9ng hack ATM. M\u1ed9t s\u1ed1 xu h\u01b0\u1edbng ti\u1ec1m n\u0103ng trong t\u01b0\u01a1ng lai bao g\u1ed3m:<\/p>\n<ol>\n<li>\n<p><strong>X\u00e1c th\u1ef1c sinh tr\u1eafc h\u1ecdc<\/strong>: ATM c\u00f3 th\u1ec3 \u00e1p d\u1ee5ng c\u00e1c ph\u01b0\u01a1ng ph\u00e1p x\u00e1c th\u1ef1c sinh tr\u1eafc h\u1ecdc nh\u01b0 nh\u1eadn d\u1ea1ng d\u1ea5u v\u00e2n tay ho\u1eb7c khu\u00f4n m\u1eb7t \u0111\u1ec3 t\u0103ng c\u01b0\u1eddng b\u1ea3o m\u1eadt v\u00e0 ng\u0103n ch\u1eb7n c\u00e1c cu\u1ed9c t\u1ea5n c\u00f4ng l\u01b0\u1edbt qua.<\/p>\n<\/li>\n<li>\n<p><strong>M\u00e3 h\u00f3a n\u00e2ng cao<\/strong>: C\u00e1c t\u1ed5 ch\u1ee9c t\u00e0i ch\u00ednh c\u00f3 th\u1ec3 s\u1ebd s\u1eed d\u1ee5ng c\u00e1c thu\u1eadt to\u00e1n m\u00e3 h\u00f3a m\u1ea1nh m\u1ebd h\u01a1n \u0111\u1ec3 b\u1ea3o m\u1eadt d\u1eef li\u1ec7u trong qu\u00e1 tr\u00ecnh truy\u1ec1n v\u00e0 l\u01b0u tr\u1eef.<\/p>\n<\/li>\n<li>\n<p><strong>H\u1ecdc m\u00e1y v\u00e0 AI<\/strong>: C\u00e1c ng\u00e2n h\u00e0ng c\u00f3 th\u1ec3 s\u1eed d\u1ee5ng thu\u1eadt to\u00e1n h\u1ecdc m\u00e1y \u0111\u1ec3 ph\u00e1t hi\u1ec7n c\u00e1c m\u00f4 h\u00ecnh ho\u1ea1t \u0111\u1ed9ng \u0111\u00e1ng ng\u1edd v\u00e0 d\u1ef1 \u0111o\u00e1n c\u00e1c n\u1ed7 l\u1ef1c \u0111\u00e1nh c\u1eafp ti\u1ec1m n\u0103ng.<\/p>\n<\/li>\n<li>\n<p><strong>C\u00f4ng ngh\u1ec7 chu\u1ed7i kh\u1ed1i<\/strong>: Vi\u1ec7c tri\u1ec3n khai c\u00e1c gi\u1ea3i ph\u00e1p d\u1ef1a tr\u00ean blockchain c\u00f3 th\u1ec3 b\u1ed5 sung th\u00eam m\u1ed9t l\u1edbp b\u1ea3o m\u1eadt v\u00e0 minh b\u1ea1ch cho c\u00e1c giao d\u1ecbch t\u00e0i ch\u00ednh.<\/p>\n<\/li>\n<\/ol>\n<h2>C\u00e1ch m\u00e1y ch\u1ee7 proxy c\u00f3 th\u1ec3 \u0111\u01b0\u1ee3c s\u1eed d\u1ee5ng ho\u1eb7c li\u00ean k\u1ebft v\u1edbi vi\u1ec7c \u0111\u1ecdc l\u01b0\u1edbt ATM<\/h2>\n<p>C\u00e1c m\u00e1y ch\u1ee7 proxy c\u00f3 th\u1ec3 \u0111\u00f3ng m\u1ed9t vai tr\u00f2 trong vi\u1ec7c \u0111\u1ecdc l\u01b0\u1edbt ATM b\u1eb1ng c\u00e1ch \u0111\u00f3ng vai tr\u00f2 trung gian gi\u1eefa b\u1ecdn t\u1ed9i ph\u1ea1m v\u00e0 c\u00e1c thi\u1ebft b\u1ecb \u0111\u1ecdc l\u01b0\u1edbt c\u1ee7a ch\u00fang. T\u1ed9i ph\u1ea1m c\u00f3 th\u1ec3 s\u1eed d\u1ee5ng m\u00e1y ch\u1ee7 proxy \u0111\u1ec3 che gi\u1ea5u danh t\u00ednh v\u00e0 v\u1ecb tr\u00ed c\u1ee7a ch\u00fang trong khi truy\u1ec1n d\u1eef li\u1ec7u b\u1ecb \u0111\u00e1nh c\u1eafp \u0111\u1ebfn c\u00e1c \u0111\u1ecba \u0111i\u1ec3m t\u1eeb xa. H\u01a1n n\u1eefa, h\u1ecd c\u00f3 th\u1ec3 s\u1eed d\u1ee5ng m\u00e1y ch\u1ee7 proxy \u0111\u1ec3 v\u01b0\u1ee3t qua c\u00e1c h\u1ea1n ch\u1ebf v\u1ec1 \u0111\u1ecba l\u00fd v\u00e0 truy c\u1eadp Internet \u1ea9n danh, khi\u1ebfn c\u01a1 quan th\u1ef1c thi ph\u00e1p lu\u1eadt kh\u00f3 theo d\u00f5i h\u1ecd h\u01a1n.<\/p>\n<p>\u0110i\u1ec1u quan tr\u1ecdng c\u1ea7n l\u01b0u \u00fd l\u00e0 b\u1ea3n th\u00e2n m\u00e1y ch\u1ee7 proxy l\u00e0 c\u00f4ng c\u1ee5 h\u1ee3p ph\u00e1p \u0111\u01b0\u1ee3c s\u1eed d\u1ee5ng cho nhi\u1ec1u m\u1ee5c \u0111\u00edch kh\u00e1c nhau, bao g\u1ed3m t\u0103ng c\u01b0\u1eddng quy\u1ec1n ri\u00eang t\u01b0 tr\u1ef1c tuy\u1ebfn, v\u01b0\u1ee3t qua ki\u1ec3m duy\u1ec7t v\u00e0 c\u1ea3i thi\u1ec7n b\u1ea3o m\u1eadt tr\u1ef1c tuy\u1ebfn. Tuy nhi\u00ean, b\u1ecdn t\u1ed9i ph\u1ea1m c\u00f3 th\u1ec3 l\u1ea1m d\u1ee5ng m\u00e1y ch\u1ee7 proxy \u0111\u1ec3 t\u1ea1o \u0111i\u1ec1u ki\u1ec7n cho c\u00e1c ho\u1ea1t \u0111\u1ed9ng b\u1ea5t h\u1ee3p ph\u00e1p c\u1ee7a ch\u00fang, ch\u1eb3ng h\u1ea1n nh\u01b0 hack ATM.<\/p>\n<h2>Li\u00ean k\u1ebft li\u00ean quan<\/h2>\n<p>\u0110\u1ec3 bi\u1ebft th\u00eam th\u00f4ng tin v\u1ec1 vi\u1ec7c \u0111\u1ecdc l\u01b0\u1edbt ATM v\u00e0 c\u00e1ch b\u1ea3o v\u1ec7 b\u1ea1n kh\u1ecfi nh\u1eefng tr\u00f2 gian l\u1eadn nh\u01b0 v\u1eady, vui l\u00f2ng tham kh\u1ea3o c\u00e1c t\u00e0i nguy\u00ean sau:<\/p>\n<ol>\n<li><a href=\"https:\/\/www.consumer.ftc.gov\/articles\/0213-protecting-against-credit-card-fraud\" target=\"_new\" rel=\"noopener nofollow\">\u1ee6y ban Th\u01b0\u01a1ng m\u1ea1i Li\u00ean bang \u2013 ATM Skimming<\/a><\/li>\n<li><a href=\"https:\/\/www.europol.europa.eu\/crime-areas-and-trends\/crime-areas\/economic-crime\/european-cybercrime-centre-ec3\" target=\"_new\" rel=\"noopener nofollow\">Europol \u2013 Nh\u1eadn th\u1ee9c v\u1ec1 ATM Skimming<\/a><\/li>\n<li><a href=\"https:\/\/www.secretservice.gov\/protection\/financial\" target=\"_new\" rel=\"noopener nofollow\">C\u01a1 quan M\u1eadt v\u1ee5 Hoa K\u1ef3 \u2013 Ph\u00f2ng ch\u1ed1ng gian l\u1eadn ATM<\/a><\/li>\n<li><a href=\"https:\/\/www.europol.europa.eu\/crime-areas-and-trends\/crime-areas\/economic-crime\/european-cybercrime-centre-ec3\/finance\/piracy\/physical-means\/preventing-card-skimming\" target=\"_new\" rel=\"noopener nofollow\">Europol \u2013 Ng\u0103n ch\u1eb7n vi\u1ec7c l\u01b0\u1edbt th\u1ebb<\/a><\/li>\n<\/ol>\n<p>B\u1eb1ng c\u00e1ch lu\u00f4n c\u1eadp nh\u1eadt th\u00f4ng tin v\u00e0 c\u1ea3nh gi\u00e1c, c\u00e1c c\u00e1 nh\u00e2n v\u00e0 t\u1ed5 ch\u1ee9c c\u00f3 th\u1ec3 t\u1ef1 b\u1ea3o v\u1ec7 m\u00ecnh kh\u1ecfi tr\u1edf th\u00e0nh n\u1ea1n nh\u00e2n c\u1ee7a n\u1ea1n l\u1eeba \u0111\u1ea3o ATM v\u00e0 c\u00e1c v\u1ee5 l\u1eeba \u0111\u1ea3o t\u00e0i ch\u00ednh kh\u00e1c.<\/p>","protected":false},"featured_media":475705,"menu_order":0,"template":"","meta":{"_acf_changed":false,"content-type":"","inline_featured_image":false,"footnotes":""},"class_list":["post-475928","wiki","type-wiki","status-publish","has-post-thumbnail","hentry"],"acf":{"faq_title":"Frequently Asked Questions about <mark>ATM Skimming: An Encyclopedia Guide<\/mark>","faq_items":[{"question":"<strong>What is ATM skimming and how does it work?<\/strong>","answer":"<p>ATM skimming is a sophisticated method used by criminals to steal sensitive financial data from ATM users. It involves installing malicious devices on ATMs, such as card skimmers and hidden cameras, to capture data from payment cards and record PINs. The stolen data is then used to create counterfeit cards or make unauthorized transactions, resulting in financial losses for victims.<\/p>"},{"question":"<strong>How did ATM skimming originate, and when was it first mentioned?<\/strong>","answer":"<p>The origins of ATM skimming can be traced back to the late 1980s when hackers began experimenting with exploiting ATMs' popularity. The first mention of ATM skimming appeared in the early 1990s when law enforcement and financial institutions noticed an increase in fraudulent ATM transactions.<\/p>"},{"question":"<strong>What are the main types of ATM skimming?<\/strong>","answer":"<p>There are several types of ATM skimming, including:<\/p><ol><li>Card Skimmers: Devices placed over the card reader to capture card data.<\/li><li>Keypad Overlays: False keypads installed to record PINs as users enter them.<\/li><li>Hidden Cameras: Cameras positioned to record PIN entry or card insertion.<\/li><li>Internal Skimming: Manipulating the ATM's internal components to capture data.<\/li><li>Shimming: Using thin devices to capture data from EMV chip cards.<\/li><\/ol>"},{"question":"<strong>How can I protect myself from ATM skimming?<\/strong>","answer":"<p>To protect yourself from ATM skimming:<\/p><ol><li>Always inspect the ATM for any suspicious devices or overlays before using it.<\/li><li>Cover your PIN while entering it to avoid being recorded by hidden cameras.<\/li><li>Use ATMs located in well-lit and secure areas.<\/li><li>Monitor your bank accounts regularly for any unauthorized transactions.<\/li><li>Consider using contactless payment methods or chip-enabled cards.<\/li><\/ol>"},{"question":"<strong>How can ATM skimming be prevented on a broader scale?<\/strong>","answer":"<p>Preventing ATM skimming requires a multi-faceted approach:<\/p><ol><li>Financial institutions must adopt advanced encryption methods and EMV technology.<\/li><li>Regular ATM inspections and surveillance can help detect skimming devices promptly.<\/li><li>Public awareness campaigns can educate users about ATM skimming risks and prevention.<\/li><li>Implementing biometric authentication and AI-based fraud detection can enhance security.<\/li><\/ol>"},{"question":"<strong>How are proxy servers associated with ATM skimming?<\/strong>","answer":"<p>Proxy servers can be used by criminals to hide their identities and locations while transmitting stolen data from skimming devices. They may use proxy servers to bypass geographical restrictions and access the internet anonymously, making it harder for authorities to track them down.<\/p>"},{"question":"<strong>Where can I find more information on ATM skimming and related prevention measures?<\/strong>","answer":"<p>For more information and tips on protecting yourself from ATM skimming and financial scams, refer to the related links section on OneProxy's website. Additionally, you can check resources from trusted organizations like the Federal Trade Commission, Europol, and the United States Secret Service.<\/p>"}]},"_links":{"self":[{"href":"https:\/\/oneproxy.pro\/vn\/wp-json\/wp\/v2\/wiki\/475928","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/oneproxy.pro\/vn\/wp-json\/wp\/v2\/wiki"}],"about":[{"href":"https:\/\/oneproxy.pro\/vn\/wp-json\/wp\/v2\/types\/wiki"}],"version-history":[{"count":0,"href":"https:\/\/oneproxy.pro\/vn\/wp-json\/wp\/v2\/wiki\/475928\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/oneproxy.pro\/vn\/wp-json\/wp\/v2\/media\/475705"}],"wp:attachment":[{"href":"https:\/\/oneproxy.pro\/vn\/wp-json\/wp\/v2\/media?parent=475928"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}